West Wales Mortgage Centre Services:

Childrens Savings, We have a range of childrens savings plans that can be taken out by a parent or even a grandparent. These are designed to provide a lump sum for the childs future to help with key life expenses such as University, purchase of a first car or even a deposit on their first house.
Mortgages, mortgaging to reduce costs, you can cut through the maze by taking our advice. We have a sophisticated mortgage research database that surveys and compares thousand of deals to help find the right one for you. Importantly our expertise and ongoing monitoring will help to ensure you get the deal you want quickly and without hold ups. So whether it is a fixed or a discounted interest rate, an off-set or a straight repayment mortgage we are able to give you expert and efficient guidance.
Re-Mortgages, Why pay more than you have to? We can help with remortgaging your property to try to reduce your monthly repayment or consolidate any debts that you may have.
Buy to Let Mortgages, If you're thinking of investing in rental property then we can help you with the finance to purchase the property as well as the insurances that you need.
Adverse Credit Mortgages, We may be able to help you buy the house of your dreams even if you do have a bad credit history.
Self Build Mortgages, If you're thinking of building your own dream house, we can help you finance the purchase of the plot right through to the finished property.
Savings Plans, We have a range of savings plans that are designed to provide a lump sum for any future goals that you may have from providing help with University fee's through to paying for that dream family holiday.
Pensions, Achieving a financially secure retirement cannot be left to chance. It is essential to plan and to save and at West Wales Mortgage Centre we have the tools to help you establish what level of investment is needed. We also guide you in selecting the most suitable investments to help ensure your pension delivers the retirement you expect. We advise on specialist areas including pension sharing orders, company scheme transfers, annuities and other alternative means of drawing pension income in retirement, including SIPPs.
Investments, By far and away the most common aspect of financial planning we undertake is investments. Successful investing blends a number of key considerations such as:

Diversification and Managing risk and return.
Structuring a balanced portfolio based upon detailed research and analysis.
Knowing where to generate higher levels of income or growth.
Maximising the use of tax allowances, so these are not wasted.
Tailored to suit your own individual risk profile.
We produce regular portfolio valuations for our clients to help review ongoing performance and to insure investments are meeting individual needs, especially as these needs change.

Protection, One of the most overlooked and under-used areas in many people’s finances is that of suitable financial protection – not only to protect yourself, but also family and dependents. This can cover basic needs such as ensuring that liabilities including mortgages and loans are repaid upon death, or in the event of serious or critical illness; also protecting income in the event of long term illness or injury. Finally, making sure that families are provided with adequate protection, should a main earner die or be disabled. We also advise companies on suitable protection for key persons, shareholders and directors. We use sophisticated research tools to find the most competitive plans for you and your family.
Commercial Finance, We can provide help and advice on all areas of commercial insurance and finance.
Debt Counselling, Debts getting out of control? Give us a call and we may be able to help you sort out your finances and help you get on with your life without the stress and worry of out of control debts.
Home Insurance, We have a wide range of "Building and Contents" policies available. We are also able to offer landlords insurance.

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